Facilitating Widespread Adoption of Cryptocurrency in Everyday Life

The Banking System

Wherever civilization exists, trade and commerce are sure to follow. And the earliest recorded forms of banking systems were trade logs for record keeping. In ancient Mesopotamia and Babylonia alone, there is evidence supporting the concept of lending crops or seeds for a return of interest at a later time. This eventually gave rise to merchant banks that funded expeditions across the Silk Road for a profit [1]. However, the most novel changes to the world of banking happened in the 17th to 19th centuries giving birth to the formal adoption of deposits, loans and debts.

In fact, the illustrious…

The Future of Web 3.0

The Evolution of the Web

Innovation has always spurred on the development of technology leading to life-altering breakthroughs. In the case of online technology, the world wide web has gone through two major changes that have shaped our interactions with the world. Web 1.0 was the first iteration of the web that was mostly read-only and creators were typically developers who built websites that contained information served up mainly in text or image format [1]. This period lasted for over a decade from around 1991 to 2004. By this time, with the appearance of Facebook, the internet clearly shifted into what is now known as…

The First Project Accelerator for Dfinity

How the Game Is Changing

Blockchain technology has undeniably taken the world by storm. It has become a symbol of progress and change. In fact, its existence has precipitated the challenging of long-held norms and standards that have served to benefit the privileged few, most notably in the arena of centralized finance. Thus far, this challenging of norms has expanded into various other areas and countless startups with the same battle cry have been cropping up nonstop. …

The Coinbase for NFTs

Non Fungible Tokens

The Growing NFT Space

Despite the negative economic impact brought about by the global pandemic, the latter part of 2020 saw a meteoric rise in popularity of non-fungible tokens (NFTs). NFTs are unique cryptographic tokens within a blockchain that may be used to represent real-world items like artwork or real-estate. By “tokeninzing” these real-world tangible assets, they can now be bought, sold, and traded more efficiently. At the same time, the infrastructure is built so that the probability of fraud is considerably reduced [1]. NFTs have reached mainstream awareness in unprecedented levels with digital artworks and collectibles selling for millions. …

Creating Opportunities for DeFi Evolution

We are living in exciting times. Technological advancements in all spheres of human endeavor have made our lives not only easy but also satisfying even in its most mundane activities. Taking inspiration from the evolving nature of social technology, the iMe Smart Platform is a next-gen messenger full of new features and possibilities for communication. Adding to this is its application of DeFi functionalities powered by the new, exciting digital asset class — cryptocurrencies. …

Elevating the Travel Experience Industry


The Travel and Tourism Industry Today

The world has seen a steady and significant rise in the travel and tourism industry over the past fifty years. According to the UN World Tourism Organization (UNWTO), there were 1.5 billion international tourist arrivals in 2019. In fact, the direct contribution of travel and tourism to the global GDP amounted to approximately $2.9 trillion [1]. This staggering number makes the industry highly lucrative and attractive to investors.

The exponential surge in global travel can be attributed to several factors, not the least of which is the growing availability of budget airlines, making travel more accessible than ever before [2]…

A DeFi 2.0 Protocol

Decentralized Finance Vs. Centralized Finance

The Rise of DeFi

For far too long, economic control has rested in the hands of a few powerful individuals whose disproportionate influence over centralized finance institutions has served to further individual interests over the masses. In a centralized financial system, customers rely on third party intermediaries in order to gain access to financial services, ultimately surrendering control to their own funds. This results in a costly, inefficient and high trust relationship that offers little benefit to the consumer.

The arrival of blockchain technology has allowed for a promising alternative in the form of decentralized finance or DeFi. DeFi is a system where financial…

Breathing New Life to an Antiquated Art Industry

Art, Artists and the Industry

History is littered with gifted artists whose masterpieces remained largely undiscovered and unappreciated until years after these artists died. Their lifelong anonymity can be attributed to several factors including the artist’s own decision to keep their work private. However, in some cases, despite all the artist’s efforts to promote their opus, elite society rejects the offered art if it runs contrary to established trends of the time. Perhaps one of the most notable artists who was considered unssucessful while still alive is Vincent Van Gogh. …

The Decentralized Application That Fractionalizes NFTs

Securitization and Blockchain Technology

In the highly structured financial world, securitization is the process of pooling together specific assets and repackaging them into interest-bearing securities, which are investment vehicles that are bought and sold in financial markets for profit [1]. Securitization is attractive because investors are able to benefit from competitive returns on their equity with reduced risks while creditors or originators benefit because their capital is freed up, promoting higher marketplace liquidity. However, securitization is a highly complex and tedious process that requires compliance and regulated audits from various intermediaries and agencies in order to ascertain an asset’s value. All these take considerable…

An All In One Digital Asset Portfolio

The Importance of Brand Loyalty

Certain brands dominate specific industries. For example, Starbucks is a dominant brand in the coffeehouse industry in the same way that Apple is in the electronics space. Brand influence is directly affected by marketability, which in turn impacts sales and revenue. This is why Coca Cola invests around 4 billion dollars each year promoting brand loyalty [1]. According to statistics, 1.6 trillion dollars per year is lost by businesses when customers switch brands. Numbers show that existing customers contribute to 65% of a company’s business while 80% percent of a company’s future profits will come from just 20% of their…

Chain Ridge Capital

We invest in companies and protocols building the next wave of innovations in the digital space with the product-market fit real use cases.

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